Let's get started

To apply, you must:

  • be 18 years or over
  • be a permanent UK resident and have lived in the UK for the last 12 months (unless you’re HM Forces Personnel)
  • have a current UK bank account and a home or mobile phone number
  • does not already have a card from us
  • has a regular income

Unfortunately, if you can’t answer yes to all of these questions, we won’t be able to accept your application for credit.

Here’s what you’ll need to tell us.

To complete the application form, you’ll need the following to hand:

  • Your bank account and sort code details
  • Your previous address details, if you have been at your current address less than three years
  • Your monthly income after tax for yourself and your partner/spouse (if applicable)
  • The amount of additional expenditure you have (e.g. utility bills, council tax, groceries, clothes, socialising)
  • The name and address of your employer (if applicable)

Please read this before you apply.

There are two important documents you’ll need to read before we can process your application.

When you’ve opened and read both documents, the ‘Apply now’ button will start working.

If you find anything in the documents you don’t understand, please look in our FAQs section. If your query is not answered, please contact us.

It is important that you read the documents below before you apply. Click each button to see the documents.

Features and Benefits

Our Credit Card

Representative 29.9% APR variable

Important Documents

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